Fraud Intercept Glossary

Cross-Platform Threat Intelligence identifies linked risk across participating digital businesses, surfacing evidence that a single platform cannot see from its own customer base alone.

An Identity Graph links email, phone, device, and payment instrument identifiers that can represent the same high-risk entity as individual values rotate over time.

Device intelligence is a risk signal derived from device characteristics and threat indicators that can add context to account and event decisions.

Multi-accounting fraud is the practice of opening multiple accounts on the same platform by a single entity in order to claim per-account benefits repeatedly, evade per-account limits, or distribute risk across many shells so detection on any single account does not stop the wider scheme.

Bonus abuse is the systematic exploitation of welcome offers, deposit matches, free spins, free bets, promo codes, and other incentives by actors who open many accounts to claim each promotion repeatedly, typically using rotated identifiers and shared devices.

Account takeover (ATO) is a fraud pattern in which an attacker gains control of a legitimate account through credential theft, credential stuffing, session hijack, SIM-swap, or social engineering, then uses the account to commit fraud, move funds, or harvest stored value.

Real-time fraud scoring returns a risk score and recommendation during a decision point so a team can act before the flow completes instead of reviewing it afterward.

BIN intelligence is an industry practice that uses the first six-to-eight digits of a payment card, the Bank Identification Number, to understand issuer and card attributes in payment-risk workflows.

KYC (Know Your Customer) is the regulatory and operational process of identifying and verifying customer identity at onboarding and on an ongoing basis through identity-document checks, sanctions and PEP screening, biometric verification, and address verification.

AML (Anti-Money Laundering) is the regulatory framework and operational programme that detects, prevents, and reports illicit fund movement through transaction monitoring, suspicious-activity reporting (SAR), and ongoing customer-due-diligence (CDD) reviews.